3 Types of Motor Vehicle Accidents
Sideswipe collisions and rear-end collisions are all common terms. But how do they differ? Let’s go through the most common types and their causes. We’ll also be discussing Uninsured and underinsured motorist claims in this article. Which type of accident should you pursue? Continue reading to find out more. Below are the three most common types of motor vehicle accidents, and how you can get compensation.
Sideswipe collisions
Sideswipe collisions are often painful as the victims are caught off-guard. Flinging motion is caused by their inability to brace for the impact. Moreover, most vehicles are much weaker at the side than at the front and rear ends, causing more direct blows to the passengers. This is why it is important to determine fault in this type of accident. It is a good idea for anyone involved in a sideswipe incident to immediately call 911.
Sideswipe collisions occur when two vehicles collide on the same side. The vehicles could collide with pedestrians, cyclists, pedestrians or other vehicles on the side of the road. Injuries can be serious in these accidents, especially if the side-impact impact involves a large angle. Aside from car injuries, the victims may experience spinal cord injuries and even permanent deafness.
Rear-end collisions
Rear-end collisions happen when a driver follows another car too closely. Rear-end collisions can also be caused by debris being scattered on the roads. Another factor is distracted driving, where a driver does not see the other vehicle in time to avoid the collision. Rear-end collisions can be dangerous and can lead to serious consequences, regardless of the cause. Here are some tips for avoiding rear-end collisions.
Rear-end collisions can be caused by either the driver or the vehicle in front. In some cases, the other driver may be liable for the damages. While the lead driver is typically at fault, the other driver may also be at fault or have been negligent in driving. Other situations may involve pedestrians or other vehicles contributing to the accident.
Multi-car collisions
Often involving multiple drivers, a multi-car collision is difficult to prove. These collisions are not subject to any standard guidelines. Rather, liability is determined on a case-by-case basis, based on the percentage of fault of each party. A claimant in a multi-car accident may be eligible for compensation from the at-fault driver.
Depending on the circumstances involved, the multi-car collision may be a chain reaction that involves more than one vehicle. Such a collision often involves more than one party, resulting in more complex litigation. By contrast, a single-car collision occurs due to the error of a driver or a defect in the car itself. These incidents can be very serious and warrant careful investigation.
Claims of uninsured or underinsured motorists
Uninsured or underinsured motor vehicle accident claims are made against the at-fault driver. However, you must file a claim under specific circumstances. For example, you must have collision coverage, but the at-fault driver was uninsured. You must also file a claim within a certain time frame. The insurance policy also determines the time limit for filing a case. For some states, the time period to file a claim is 30 days after you first realize the need to file a claim.
Although uninsured and underinsured motorist claims are relatively inexpensive, insurance companies generally don’t allow drivers to carry more coverage than they need. This is because the insurance company does not want people who have minimal liability coverage to load up on uninsured/underinsured motorist coverage. Besides, filing uninsured or underinsured motorist claims can put insurance companies in a financial bind. Insurance companies may even investigate whether the injuries were the result of an accident, which can turn an otherwise legitimate claim into a bad faith claim.